Four and a half

I really like this app. I use it quite a bit to track who I owe & who owes me.
I do think the UI is just a tad kludgey. Im not sure how it should be changed. Sometimes I feel its too many steps to do thing I guess.
Over all, I still havent found an app I like as much as this one.

Jdmop1 about SpotMe Payments